Retaining Your Individualized Education Program (IEP)

iep

Many families have children who require an Individualized Education Program (IEP) or a 504 Plan while their children are of school age.  There are many reasons why one may be needed involving emotional and physical issues that a child has in trying to optimize their education.  A plan is necessary and very helpful in obtaining services for students while in school.

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OWM Blog – Do You Pay Income Tax on Social Security Disability Benefits?

do you pay income tax on social security disability benefits

People often wonder: “Do you pay income tax on social security disability benefits?”

The answer is “no” and “yes.”  Private disability policies that you may have through your employment or you have purchased personally are not subject to Federal income tax due to the fact that they are purchased with after-tax dollars. …

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Do I Need a Trust?

Let’s talk about trusts.

I have my morning routine down. The alarm goes off, I jump in the shower, and immediately throw on my robe and put my hair in a towel.

This is followed by a race to the kitchen to grab a cup of coffee. I carefully walk upstairs, making sure not to spill a drop of my much-needed caffeine. Then the task of finding something to wear begins. I usually stand in the middle of my closet, sipping my coffee and trying to narrow down my options.

I relish this moment. The moment I get to myself. With my coffee, standing in my closet, before my kids wake up. A moment that is just about me. These moments are very rare. It is in those moments that I plan my day.

Once my day is planned, I can carefully select the outfit that matches my day. If I don’t take this moment, I usually end up emptying the contents of my closet onto my bed scrambling for anything that is clean and fits. I need my moment with my coffee, standing in my closet, planning, or I’m a mess.

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OWM Blog – Determining Whether a Child Is Disabled for Social Security Purposes

Social Security for Disabled Children in PABy definition a person is a child if they are under the age of eighteen (18).  Social Security law and regulations have separate criteria for children and for adults.  We are only looking at the criteria for a child in this paper.

Social Security has established what are referred to as “Listings of Impairments” which are included as an appendix to its regulations.  For each of the major body systems, the Listings describe impairments that are considered severe enough to establish disability.  The fifteen (15) categories that currently exist are very specific in their criteria.  Medical condition must be regarded as having “marked” limitations in two domains (defined below) of functioning or an “extreme” limitation in one domain.

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