For all of us, especially those of us in our advancing years, now is a good time to confirm whether you, and all of your family members, have an Advance Directive ready to help with crucial medical decisions. In your older years, you may experience a debilitating...
Owm Newsletter – March 2020 – What Am I Supposed To Do With A Title Report That I Received From My Title Company A Few Weeks Before My Real Estate Closing?
A number of our lawyers at OWM Law are title insurance agents licensed by the Commonwealth of Pennsylvania Insurance Department and approved to issue title insurance, and conduct closings, on real estate transactions by Fidelity National Title Insurance Company. OWM...
Protecting elderly relatives from financial fraud
Pennsylvania families may find themselves in need of taking action to protect their elderly relatives from financial predators seeking new victims. Although Congress passed legislation to help prevent third-party financial exploitation, elder fraud can occur while a...
What are some of the most common elder fraud scams?
Elder fraud scams in Pennsylvania are cruel. Not only do the scam artists convince you to part with your hard-earned money, of which you may have less than the fraudster supposes if you are living on a fixed income, but often they also betray your trust. Anyone can...
The hurdles of mental health and disability for veterans
For Pennsylvania veterans just home from tour or veterans of past wars, mental health stability has always been a factor in their recovery and in quality of life. It can be difficult to approach the issue though as it demands a certain awareness from many parties for...
Applying for Medicaid: Do I Need an Elder Law Attorney?
Per the Genworth 2018 Cost of Care Survey, the median cost of nursing home care in the Greater Philadelphia Area is as much as $12,167 per month[1]. With the staggering monthly cost of skilled nursing home care, many seniors that require nursing home care rely on...
Owm Blog Special Needs Trust
Special needs trusts (also known as “supplemental needs” trusts) are an important component of planning for an individual with a disability. A special needs trust allows a disabled beneficiary to receive inheritances, gifts, lawsuit settlements, or other funds and yet...
Owm Blog Special Needs Planning 2018 Tax Changes Able Accounts
On December 22, 2017, new tax legislation was signed into law by President Trump. The new tax law impacts ABLE (Achieving a Better Life Experience) plan accounts for the 2018 tax year. Modeled after 529 college savings accounts, ABLE accounts allow individuals with...
OWM Blog – Parents Living with Adult Children
Intrafamily care was common in the United States several generations ago. With today’s aging population, there are indicators that not only baby boomers, but millennials, are inviting their parents to move in with them, renovating their homes to accommodate a...
OWM Blog – Medicaid: Pennsylvania Department of Human Services Announces 2018 Burial Limits
On February 26, 2018, the Pennsylvania Department of Human Services (DHS) published an updated Burial Cost chart for 2018. Click this link to see the chart: 2018 PA Burial Limits. This chart provides the maximum amount under Pennsylvania’s Medicaid rules that can be...