Knowing the cost of long-term care helps individuals plan for this expense. Just as it is important to plan for retirement, it is equally as important to plan for one’s potential need for long term care. Annually, Genworth Financial conducts a Cost of Care Survey, the 2017 survey was conducted by Carescout®. It may not come as a surprise that the cost of nursing home care in the United States increased in 2017. Genworth’s survey reports that the national median cost of a semi-private room in a nursing home is $85,775.00, up 4.44% from 2016 and the cost of a private room increased over 5% to $97,455.00 annually.
Continue reading OWM Blog – Average Costs of Nursing Home Care in Pennsylvania →
FEATURE ARTICLE – Rebecca A. Hobbs, Esquire, CELA, summarizes the practice of Elder Law and Special Needs Planning, which includes the counseling and representing older persons as well as persons that have a disability, their representatives and families.
STAFF SPOTLIGHT – Meet Patti Sowers, OWM Document Production Specialist.
OWM FIRM NEWS & UPCOMING EVENTS – Rebecca A. Hobbs, Esquire, CELA, Melissa A. Iacobucci, Esquire, David A. Megay, Esquire, and Kathleen M. Martin, Esquire, CELA have upcoming speaking engagements.
Read Full Newsletter
The National Academy of Elder Law Attorneys (NAELA) defines elder law by the client to be served, rather than by the type of law practiced by the attorney. In other words, a lawyer who practices in the area of elder law has a specific type of client, seniors and clients (young and old) that have a disability. Elder Law is the legal practice of counseling and representing older person as well as persons that have a disability, their representatives and families. Elder Law includes health and long-term planning, guidance on public benefits, legal capacity, estate planning, and administration of trusts and estates. Legal problems that affect the elderly and persons that have a disability are growing in number, and becoming more complex. Moreover, a single action taken by a senior citizen or person that has a disability can have unwanted and unintended legal effects if consultation with an elder law attorney is not undertaken. …
Continue reading OWM Blog – Elder Law and Special Needs Planning →
In our continuing Staff Spotlight series, this month we are featuring our Document Production Specialist, Patti Sowers. What is a Document Production Specialist you ask? Well, Patti is an expert typist and experienced Legal Assistant and she produces all of the Wills and Powers of Attorney for OWM Law Attorneys. She is also a Notary Public, so she coordinates all of the signing appointments for Wills and notarizes the documents. In addition, Patti is called upon to assist with dictation and typing of lengthy, complex documents, as needed. Click the link to read more about Patti! …
Continue reading Staff Spotlight: Patti L. Sowers – January 2018 →
If you are thinking about buying real estate that has rental units or tenants already on the property, you really should give some strong consideration to reviewing the leases ahead of time.
This applies to residential properties (i.e. apartment units) and commercial properties (i.e. retail, industrial, etc.). Before signing a formal agreement of sale, or even putting an offer in to purchase a property, I recommend that you work closely with your realtor and your real estate attorney and insist upon the following:
Continue reading I’m Thinking of Buying a Rental Property…What Now? →
In Pennsylvania, Driving Under the Influence (DUI) is a serious infraction of the law. If you are convicted of drunk driving or plead guilty to the charge, you may receive up to two years in jail. To be guilty of DUI, you must have a minimum blood alcohol content (BAC) of .08 or above and that is what this article is about.
There are three classifications or levels of impairment that the law takes into consideration when punishing you for drunk driving. The first classification is a general impairment where your BAC is .08 to .099 percent. There is no license suspension for a first-time offense. The next level of impairment is .10 to .159 percent BAC, and this is called a high rate of alcohol. Your punishment for a DUI conviction would be more severe than the general impairment. The third tier or level of impairment is .16 percent and higher BAC, which is the highest rate of alcohol. In this tier, you receive the most severe punishment.
Continue reading Drunk Driving – What You Need to Know →
FEATURE ARTICLE – Rebecca A. Hobbs, Esquire, CELA and Melissa A. Iacobucci, Esquire discuss the issue of grandparents raising grandchildren and the importance of formalizing the relationship with a guardianship or custody action.
STAFF SPOTLIGHT – Meet Andrea Pirelli and Faye Stoudt of OWM’s Title Insurance Department.
OWM FIRM NEWS & UPCOMING EVENTS – David A. Megay, Esquire and Kathleen M. Martin, Esquire, CELA have upcoming speaking engagements.
Read Full Newsletter
The holiday season can be overwhelming and stressful for those caring for a loved one with Alzheimer’s disease. With extra cords from holiday lights, and deviations from normal routines, having a safety checklist can be a helpful reminder of certain safe guards that can be taken to provide a safe environment for those with Alzheimer’s disease. The National Institute on Aging has posted a list of holiday safety tips for caregivers of individuals with Alzheimer’s disease. Take a few moments from the hustle and bustle that the holidays often bring, and review the below checklist which can also be found at (https://www.nia.nih.gov/health/home-safety-checklist-alzheimers-disease):
Continue reading OWM Blog – Holiday Safety Tips for Caregivers of People with Alzheimer’s Disease →
The U.S. 2010 Census revealed that in Pennsylvania, 239,819 children under the age of 18 live in homes with grandparents or other relatives (this is 8.6% of the children in Pennsylvania.) However, in the majority of these households, grandparents do not have a formal legal relationship with their grandchildren. This article explores legal options for grandparents raising grandchildren and explores the legal challenges a grandparent may face. …
Continue reading OWM Blog – Grandparents Raising Grandchildren →
This month we are pleased to continue our new Staff Spotlight Series with our second edition, focusing on the OWM Title Department. We would like to introduce Andrea Pirelli and Faye Stoudt, who are our Real Estate Settlement Coordinators. In their roles, they communicate with realtors, lenders, buyers and sellers to facilitate the settlement process and provide the title insurance and transfer of title in the purchase and sale of residential and commercial real estate. Click the link to read more about Andrea and Faye! …
Continue reading Staff Spotlight: Andrea M. Pirelli & Faye M. Stoudt – December 2017 →